A tradeline is one account on a credit report: a card, a car loan, a mortgage. Learn to read every field on one, decode the payment grid, and see what a tradeline reveals that a score can't.
Co-signing means the lender can come to you for every dollar. Before you sign, here's what to look at in the borrower's credit (with their permission), what to ask the lender, and how to protect yourself if you go ahead.
Credit advice treats every mistake as equally scary. It isn't. A bankruptcy and a hard inquiry are in completely different leagues. What really moves a FICO score, ranked from most damaging to least, and how long each one sticks around.
Your credit report is the record. Your credit score is one model's verdict on that record. Here's what's in each, why they disagree so often, and which one matters for the decision in front of you.
Try it now
Name, current address and real FICO® Score 4 from TransUnion data. Results in seconds. As low as $9.99.
