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Affiliate program

Share us with your people. Earn up to $20 each.

Give your audience a discount they’ll actually use, and earn a reward for every new customer you send. You choose the deal, we handle the rest.

Apply now Free to join · Reviewed by a person · Paid monthly

Every customer you send

Buys reports$10
Becomes a member$20

With the Standard offer, where they get 25% off a one-time order, or +1 report/month on a membership. Membership rewards are paid once the first month or year is paid.

Apply in two minutesTell us where you’ll share us. A person reviews every application, usually within two business days.
Make your codesUp to 5 promo codes, each with the deal you pick, so every audience gets the right one.
Get paid monthlyStraight to your bank on the 1st, once you have $50 ready.

The offers

You pick the deal. They save, you earn.

Each of your codes gives one of these. A bigger discount helps more people say yes; a smaller one pays you more.

StandardEarns most They get 25% off their first order or +1 report every month as a member You earn $10 one-time purchase $20 membership
Bigger discount They get 50% off their first order or +3 reports every month as a member You earn $5 one-time purchase $10 membership

Good to know

Who it’s for

  • Creators and writers covering money, credit, real estate or small business
  • Professionals whose clients need a quick, consent-based credit check
  • Communities and newsletters where people already trust you
When does a customer count as mine?

When they use one of your codes at checkout, or make their first purchase within 30 days of clicking your link. Each customer earns you one reward.

Do trials count?

Membership rewards are paid once their first full month or year is paid, so a trial that’s cancelled doesn’t earn. One-time purchases earn right away.

When do I get paid?

Rewards are held 30 days in case of a refund, then paid on the 1st of the month by direct deposit once you have $50 or more.

Already a customer?

Customers can join Earn Rewards from their account instead, with the same offers and rewards, and take what they earn as account credit whenever they like.

Apply to be an affiliate

It’s free. We’ll text you a code to confirm your number.

Program terms

1. Joining

Every application is reviewed by a person on our team. We may ask you for more detail, and we can decline any application. You must be 18 or older and live in the United States.

2. How you earn

Once you’re approved, you share your link or your promo codes. A customer counts as yours when they use one of your codes at checkout, or make their first purchase within 30 days of clicking your link. A code typed at checkout wins over a link. Each customer earns you one reward, set by the offer on the code they used: $5 to $20 today, depending on the offer and on what they buy. A one-time purchase pays when it’s made. A membership pays once its first full month or year is paid; trials don’t count. If someone buys a one-time pack and becomes a member later, you get the difference. You can’t refer yourself.

3. Your codes

You can make up to 5 promo codes and choose the offer each one gives, so you can give different audiences different deals. A bigger discount for them means a smaller reward for you. We may turn off a code that breaks these terms, is shared on coupon sites, or uses words we don’t allow.

4. Holds, refunds and payouts

Each reward is held for 30 days. If the purchase is refunded in that time, the reward is taken back. Rewards that clear are paid on the 1st of each month by direct deposit once you have $50 or more ready; smaller amounts roll over. Payouts go to a bank account our team has verified.

5. Taxes

Rewards are income. Once you’ve earned $600 or more in total, we’ll ask for a W-9 before your next payout, and we’ll send you a 1099 in any year the IRS requires one.

6. Sharing the right way

Always say that you earn a reward, for example “#ad” or “I earn a commission”. Don’t send spam or texts people didn’t ask for, don’t buy ads on our name, and don’t make claims about credit scores we don’t make. Never suggest someone can look up a person without a permissible purpose, such as that person’s consent.

7. Changes and ending

We may change these terms, including the offers and rewards, with 30 days’ notice; customers you already referred keep the reward they signed up with. Either of us can end your participation at any time. Rewards earned by following the rules are still paid. We can hold or cancel rewards that break them.

Next, we’ll text you a 6-digit code.