MCP server · OAuth · Test mode
Credit lookups for AI agents.
Connect Claude, ChatGPT, Cursor or your own agent to our MCP server. It signs in with OAuth, spends only within the limit you set, and can run in test mode with sample people.
The server’s address
Paste it into any assistant that supports MCP.
https://phonenumbercreditscore.com/mcpHow to add it
A minute, start to finish.
Chat assistants: Claude, ChatGPT and others
- In the assistant’s settings, find Connectors, Apps or Integrations and add a custom one.
- Paste the server’s address. If it asks how to sign in, pick OAuth.
- Sign in to your account and choose what it can do: test or live, a monthly spending limit, and whether a person approves each paid lookup.
Coding tools and agents
Add this to the tool’s MCP settings (an mcp.json file, for example). It opens this site to sign in the first time.
{
"mcpServers": {
"phone-number-credit-score": {
"url": "https://phonenumbercreditscore.com/mcp"
}
}
}Tools that can’t sign in
Send an API key instead. Prefer OAuth when you can: each connection gets its own limits and can be cut off alone.
{
"mcpServers": {
"phone-number-credit-score": {
"url": "https://phonenumbercreditscore.com/mcp",
"headers": {
"Authorization": "Bearer ${PNCS_KEY}"
}
}
}
}You stay in control
Built for agents that spend money.
OAuth sign-in
8 separate scopes. Tokens expire, rotate and stop the moment you disconnect.
Spending limit
A monthly cap for each connection, separate from the account’s.
Approvals
Optionally, a person approves every paid lookup before it runs.
Test mode
Sample people for any number, never charged. Test numbers act out every outcome.
The tools
14 tools, one connection.
An agent can pre-qualify a caller, sum up their credit profile, flag fraud risk and draft the next step. Tools that cost money say so, and no match is free.
lookup_phoneName, address, phone details, FICO® Score 4 and credit profile for a U.S. numberunlock_tradelinesEvery account and payment on a past lookupcaller_name_lookupThe caller ID name for a numbercarrier_lookupLine type and carrier for a numberaddress_checkAn address checked against official postal dataget_lookupA past lookup, exactly as it waslist_lookupsRecent lookupsget_balanceThe prepaid balance and pricesadd_fundsAdd to the balance, only if you allow itget_usageThis month’s lookups and spendingget_accountThe account and this connection’s limitslist_requestsRecent requests, for troubleshootingcheck_approvalWhether a person approved a paid lookupsandbox_numbersTest numbers that act out each outcome
More ways in
Every integration we offer today.
One request, clean JSON
A phone number in; name, address and FICO® Score 4 out. $7.50 per match.
About the APIYour own product
Register an app and let your customers or teammates connect their accounts, with scopes they choose.
Developer docsZapier
Look people up from forms, CRMs and spreadsheets, with instant triggers. No code.
About ZapierQuestions
Which assistants work with it?
Any assistant, agent or coding tool that can add a remote MCP server: Claude, ChatGPT, Cursor, VS Code and others. Some assistants offer custom connectors only on certain plans; check the assistant’s own settings.
What does it cost?
It’s included with the API plan ($49 a month or $149 a year). Lookups cost the same as through the API: $7.50 for each one that finds a match, and no match is free. Test connections are free.
Can an assistant overspend?
No. Each connection has its own monthly spending limit, and you can require a person to approve every paid lookup. Disconnect it any time and its access stops at once.
Is it safe to give an assistant credit data?
The assistant sees only what you allow: you pick its access when you sign in, test or live. Every lookup is logged with its purpose on your account.
Agents follow the same rules as the API: a permissible purpose under the Fair Credit Reporting Act on every lookup, such as the person’s written consent. The rules
Ready?
Give your agent a credit check.
The MCP server comes with the API plan. Test connections are free.