The Fair Credit Reporting Act never asks who typed the request. When an assistant pulls a report for your business, your business is the user, and every duty that comes with that stays put. A section-by-section walk through what that means.
A rep on the phone, a caller who says yes to a soft pull, and an assistant connected to our MCP server. What the call costs, how score bands map to offers, what goes in the CRM, and why ECOA and the FCRA still apply.
If anything in a credit report played a part in turning an applicant down, asking for a co-signer or charging a bigger deposit, the FCRA says you owe them a notice. It's one page, and here's exactly what goes on it.
Most bad tenancies were visible on paper before the lease was signed. These are the 11 warning signs seasoned landlords look for, how to verify each one quickly, and the things that look alarming but usually aren't.
No law sets a minimum credit score to rent. Each landlord picks their own bar, and most of them care more about how you've paid than about the exact number. Here's how it works from both sides of the application.
A tenant credit check takes minutes once you know the order of operations: consent first, then the pull, then a careful read of what the file actually says about paying rent on time.
Try it now
Name, current address and real FICO® Score 4 from TransUnion data. Results in seconds. As low as $9.99.
