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Area code 574

Area code 574 South Bend, Indiana

Area code 574 is in Indiana, with numbers assigned in South Bend, Elkhart, Goshen and 54 more places. It’s 12:12 AM there now.

State
Indiana8 area codes in Indiana
Time zone
Eastern and CentralSplit between 2 zones
Exchanges
40357 places
Overlay
NoneThe only code for its area
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Where area code 574 is

Numbers in 574 are assigned to 57 places in 11 counties: St. Joseph County, Elkhart County, Kosciusko County, Marshall County, Cass County, Fulton County, plus 5 more.

South Bend has the most, 28% of the exchanges; the rest are spread across 56 other places.

  • South Bend113
  • Elkhart46
  • Goshen21
  • Logansport18
  • Plymouth16
  • Warsaw13
  • Osceola13
  • Syracuse8
  • Rochester6
  • Nappanee6
  • Monticello6
  • Leesburg6
  • Winamac5
  • Knox5
  • Bremen5
  • Culver5
  • Kewanna5
  • Middlebury5
  • Argos4
  • New Carlisle4
  • Bristol4
  • Millersburg4
  • Dunlap4
  • La Paz3

Phone companies in 574

403 blocks of numbers in 574 are held by 44 phone companies. The most belong to AT&T Mobility (49), Frontier (46) and T-Mobile (45).

A mix: about 33% wireless, 36% local phone and cable and 31% other carriers, including internet phone services.

A block’s holder is the company it was first assigned to; numbers can move to other carriers since.

History and overlays

574 went into service in 2002, added to the area of 219.

41 new exchanges were assigned since 2021, the latest in July 2026.

Calling 574

574 spans the Eastern and Central time zones: right now it’s 12:12 AM Eastern and 11:12 PM Central. Check which side of the line someone is on before calling early or late.

From elsewhere in the U.S., dial 1, 574 and the 7-digit number.

Nearby area codes

Indiana has 8 area codes: 219, 260, 317, 463, 574, 765, 812 and 930.

From the North American Numbering Plan Administrator’s area code and exchange records (10/22/2026) and U.S. Census place and county names. Places and companies are where number blocks were assigned, not where anyone lives or which carrier a number uses today.

Map of the 574 area code

Map of the 574 area code around South Bend, Elkhart and Goshen, Indiana.

Interactive map © OpenStreetMap contributors

Cities on the map

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Questions about 574

Where is area code 574?

In Indiana, covering South Bend, Elkhart and Goshen and other places across 11 counties.

What time zone is 574 in?

Two: Eastern and Central. Right now it’s 12:12 AM Eastern and 11:12 PM Central.

Is 574 an overlay?

No. 574 is the only area code for its area right now.

Which phone companies have 574 numbers?

44 companies hold blocks; the most belong to AT&T Mobility, Frontier and T-Mobile. About 33% of blocks are wireless.

Is 574 running out of numbers?

Not on record. 41 new exchanges have been assigned since 2021.