Phone Number Credit Score vs. iSoftpull
Full API access for $49 a month instead of $399, no $250 setup fee, and $7.50 per FICO® Score 4 match instead of $21.99. Access today.
Side by side
How the two compare.
| Feature | Phone Number Credit Score | iSoftpull |
|---|---|---|
| API access | $49 a month, or $149 a year | $399 a month (Enterprise, the only plan with full API access)1 |
| Setup fee | $0 | $250 one-time setup fee1 |
| Per TransUnion FICO® Score 4 | $7.50 per match (+$2 for every account and payment) | $21.99 per TransUnion FICO® Score 4 soft pull1 |
| No match | Free | Not stated on their site |
| What you need to search | A phone number (name, address, date of birth or SSN optional) | Name and address2 |
| Inspection or credentialing | None | Site inspection photos from a phone, plus business and ID verification2 |
| API | REST API with JSON answers, OAuth apps and Zapier (beta) | Four API types and Zapier3 |
| MCP server for AI agents | Yes: Claude, ChatGPT, Cursor and other agents, with spending limits | Not mentioned on their site |
| Free test keys | Yes, with sample people and test numbers | Not stated on their site |
| Contract | None. Cancel any time | No long-term contracts2 |
- iSoftpull pricing (opens in a new tab), read Oct 24, 2026.
- iSoftpull pricing, “How does onboarding work?” (opens in a new tab), read Oct 25, 2026.
- iSoftpull integration suite (opens in a new tab), read Oct 25, 2026.
iSoftpull prices as listed on isoftpull.com on Oct 24, 2026 (Enterprise plan, mortgage soft pull); prices vary by plan and portfolio.
What’s different
Live today, priced in the open.
Just a phone number
Name, current address and FICO® Score 4 from one U.S. number. No SSN needed.
No inspection
No site visit, no photos of your office, no membership application.
$7.50 per match
No match is free. $49 a month for access, $0 setup.
MCP server
Claude, ChatGPT and your own agents can run lookups within your limits. How
Questions
How much does Phone Number Credit Score cost?
The API plan is $49 a month or $149 a year, plus $7.50 for each lookup that finds a match. No match is free, there’s no setup fee, and test keys are free.
Do I need an inspection or credentialing?
No. We hold the bureau relationship, so there’s no site inspection, no membership application and no security audit before your first lookup.
What do I need to run a lookup?
A U.S. phone number. You can add a name, address, date of birth or SSN to help find newer files, but none of them is required.
Is Phone Number Credit Score affiliated with iSoftpull?
No. We’re a separate company, and this page compares the two using iSoftpull’s own public pages on the dates shown.
Pull credit only with a permissible purpose under the Fair Credit Reporting Act, such as the person’s written consent. The rules
Ready?
Get your keys today.
Test keys free. $7.50 per FICO® Score 4 match. No setup fee.
More comparisons: 700Credit · MicroBilt · CRS Credit API · ComplyTraq
iSoftpull is a trademark of its owner, used here only to name it. Phone Number Credit Score is not affiliated with, sponsored by or endorsed by iSoftpull. Facts about other companies come from their own public pages on the dates shown; check with them for current terms.